{
  "report_version": "sprint16.1_review_cause_analysis_v1",
  "private_owner_only": true,
  "database_unchanged": true,
  "source_files_unchanged": true,
  "review_total": 1301,
  "by_source": {
    "akb_bank": 345,
    "raiffeisen_bank": 67,
    "visa_credit_card": 867,
    "migros_receipts": 22
  },
  "by_internal_cause": {
    "unresolved_exception": 1226,
    "credit_card_payment_neutral": 16,
    "consistent_confirmed_merchant_history": 14,
    "safe_own_transfer": 32,
    "bank_interest_income_category_reused": 1,
    "conflicting_confirmed_categories": 12
  },
  "by_sign_and_semantics": [
    {
      "sign": "negative",
      "semantics": "credit_card_payment",
      "count": 2
    },
    {
      "sign": "negative",
      "semantics": "expense",
      "count": 1179
    },
    {
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      "semantics": "transfer",
      "count": 16
    },
    {
      "sign": "positive",
      "semantics": "credit_card_payment",
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    },
    {
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      "semantics": "income",
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    },
    {
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      "semantics": "transfer",
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  ],
  "detail_field_availability": [
    {
      "merchant": false,
      "description": true,
      "provider_id": false,
      "mapped_account": false,
      "count": 412
    },
    {
      "merchant": true,
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      "provider_id": false,
      "mapped_account": false,
      "count": 889
    }
  ],
  "ordinary_monetary_review_rows": 1227,
  "ordinary_cluster_count": 457,
  "recurring_clusters": 107,
  "single_row_clusters": 350,
  "safe_existing_category_rule_rows": 436,
  "likely_missing_rule_rows": 310,
  "genuine_or_individual_ambiguity_rows": 481,
  "known_family_coverage": {
    "food_household": 294,
    "auto": 91,
    "clothes": 29,
    "health": 18,
    "pets": 4
  },
  "coverage_thresholds": [
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      "percent": 80,
      "target_rows": 982,
      "covered_rows": 982,
      "cluster_count": 212,
      "clusters": [
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    {
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    {
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    {
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        "name": "Kleider und Schuhe"
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    {
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      "normalized_merchant_cluster": "dauerauftrag gasser melanie pestalozzistrasse 17 5210 windisch chf 7 500 00",
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        "name": "Auto Melanie"
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      "family": "auto"
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    {
      "cluster_id": "merchant_0008e31fb546d0f4",
      "normalized_merchant_cluster": "twint zahlung decathlon sports switzerland geneve",
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        "name": "Essen & Haushalt"
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        "name": "Auto Melanie"
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      "family": "auto"
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    {
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      "normalized_merchant_cluster": "twint zahlung puregym ag volketswil",
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        "name": "Essen & Haushalt"
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      "family": "food_household"
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      "normalized_merchant_cluster": "disney streaming",
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      "normalized_merchant_cluster": "twint zahlung swisslos e commerce basel",
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      "family": "health"
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        "name": "Auto Melanie"
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        "name": "Haustiere"
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      "family": "pets"
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      "normalized_merchant_cluster": "twint zahlung nestle nespresso s a vevey",
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      "sources": {
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        "provider_id": 0
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      "coverage_by_one_rule": 3,
      "assessment": "genuine_individual_ambiguity",
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      "normalized_merchant_cluster": "twint zahlung redcare apotheke sevenum",
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        "negative": 3
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      "available_detail_fields": {
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      "coverage_by_one_rule": 3,
      "assessment": "safe_existing_category_rule",
      "possible_existing_category": {
        "category_id": "bcat_health",
        "name": "Gesundheit"
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      "family": "health"
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    {
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      "normalized_merchant_cluster": "twint zahlung ricardo ag zug",
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    {
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    {
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    {
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    {
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    {
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      "normalized_merchant_cluster": "dropbox",
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      "normalized_merchant_cluster": "easypark",
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      "assessment": "safe_existing_category_rule",
      "possible_existing_category": {
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        "name": "Auto Melanie"
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      "family": "auto"
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    {
      "cluster_id": "merchant_1939aa2dfbde04a7",
      "normalized_merchant_cluster": "einkauf twint bad schinznach ag chf 61 00",
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    {
      "cluster_id": "merchant_bb7107e81301b3a3",
      "normalized_merchant_cluster": "einkauf twint parkingpay twint chf 1 20",
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    {
      "cluster_id": "merchant_9662c215082ebf6a",
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        "name": "Auto Melanie"
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      "family": "auto"
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    {
      "cluster_id": "merchant_96daedd04908201a",
      "normalized_merchant_cluster": "einkauf twint swisslos e commerce chf 100 00",
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        "name": "Auto Melanie"
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    {
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      "normalized_merchant_cluster": "gasthaus felsgarten gmbh",
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        "name": "Essen & Haushalt"
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    {
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        "name": "Auto Melanie"
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    {
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    {
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      "normalized_merchant_cluster": "storchen apotheke",
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      "available_detail_fields": {
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      "coverage_by_one_rule": 2,
      "assessment": "safe_existing_category_rule",
      "possible_existing_category": {
        "category_id": "bcat_health",
        "name": "Gesundheit"
      },
      "family": "health"
    },
    {
      "cluster_id": "merchant_7c22a7cb119b3f74",
      "normalized_merchant_cluster": "tamoil",
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      "coverage_by_one_rule": 2,
      "assessment": "safe_existing_category_rule",
      "possible_existing_category": {
        "category_id": "bcat_expenseautomelanie",
        "name": "Auto Melanie"
      },
      "family": "auto"
    },
    {
      "cluster_id": "merchant_8fbb3559790f4280",
      "normalized_merchant_cluster": "twint zahlung nahrin ag webshop ramersberg",
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      "assessment": "genuine_individual_ambiguity",
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    {
      "cluster_id": "merchant_3f3215d493ff9a43",
      "normalized_merchant_cluster": "twint zahlung post online zollikofen",
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      "coverage_by_one_rule": 2,
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    {
      "cluster_id": "merchant_568219816e261a40",
      "normalized_merchant_cluster": "twint zahlung skysale apfelkiste ch baden",
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    {
      "cluster_id": "merchant_dd9726ffcd7553fd",
      "normalized_merchant_cluster": "twint zahlung smyths toys eu hq galway",
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    {
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      "normalized_merchant_cluster": "twint zahlung ticketcorner ag rumlang",
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    {
      "cluster_id": "merchant_bc07c5eef61a37fb",
      "normalized_merchant_cluster": "vindonissa rotpunkt apoth",
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    {
      "cluster_id": "merchant_27024022aaace0e4",
      "normalized_merchant_cluster": "volvo car corporation",
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    {
      "cluster_id": "merchant_e5427cc298b29738",
      "normalized_merchant_cluster": "yavuz market",
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    {
      "cluster_id": "merchant_6cca2f70919a4f9f",
      "normalized_merchant_cluster": "1 sms august 2025",
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    {
      "cluster_id": "merchant_d74e7baa89945433",
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      "signs": {
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    {
      "cluster_id": "merchant_8b56431154850143",
      "normalized_merchant_cluster": "1 sms februar 2025",
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      "signs": {
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    {
      "cluster_id": "merchant_d055239bd7f9aafa",
      "normalized_merchant_cluster": "1 sms januar 2025",
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      "signs": {
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    {
      "cluster_id": "merchant_3f96eb960563a540",
      "normalized_merchant_cluster": "1 sms juli 2024",
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    {
      "cluster_id": "merchant_4e22c765ddd52545",
      "normalized_merchant_cluster": "1 sms mai 2026",
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      "available_detail_fields": {
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    {
      "cluster_id": "merchant_5048daba189d7afe",
      "normalized_merchant_cluster": "1 sms november 2024",
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      "signs": {
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    {
      "cluster_id": "merchant_8a41891b03569878",
      "normalized_merchant_cluster": "1 sms september 2025",
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    {
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    {
      "cluster_id": "merchant_605b27f457752875",
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    {
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    {
      "cluster_id": "merchant_f027089081e05ca9",
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    {
      "cluster_id": "merchant_479d064ef1f9f626",
      "normalized_merchant_cluster": "2 sms juni 2025",
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    {
      "cluster_id": "merchant_323265ec86ee1fcd",
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    {
      "cluster_id": "merchant_8d0dc2ad2c9dc9ca",
      "normalized_merchant_cluster": "2 verzinsung anteilschein e 2025 mitglied nr 2353463931",
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      "signs": {
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    {
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      "normalized_merchant_cluster": "2co comöbitdefender",
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    {
      "cluster_id": "merchant_f50a48f69de4d72d",
      "normalized_merchant_cluster": "3 sms juli 2025",
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    {
      "cluster_id": "merchant_e1840d54a56bcf29",
      "normalized_merchant_cluster": "3 sms november 2025",
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    {
      "cluster_id": "merchant_4aad22f24cbb7917",
      "normalized_merchant_cluster": "5 sms märz 2025",
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    {
      "cluster_id": "merchant_7cde988b2e048bd9",
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    {
      "cluster_id": "merchant_211161c874f1ac9a",
      "normalized_merchant_cluster": "9 sms oktober 2025",
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    {
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    {
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      "normalized_merchant_cluster": "analytica med laboratori",
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    {
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    {
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    {
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        "name": "Essen & Haushalt"
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      "family": "food_household"
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    {
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        "category_id": "bcat_expenseautomelanie",
        "name": "Auto Melanie"
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      "family": "auto"
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    {
      "cluster_id": "merchant_e0182e592c98a871",
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    {
      "cluster_id": "merchant_470d7d60dbcdf414",
      "normalized_merchant_cluster": "übertrag auf 0258 9174 2003 gasser melanie marlis ref nr 1456399535",
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    {
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      "normalized_merchant_cluster": "übertrag auf 0258 9174 2003 gasser melanie marlis ref nr 1498813550",
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    {
      "cluster_id": "merchant_52e8e3814a44d11e",
      "normalized_merchant_cluster": "übertrag auf 0258 9174 2003 gasser melanie marlis ref nr 1508595846",
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    {
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      "normalized_merchant_cluster": "übertrag auf 0258 9174 2003 gasser melanie marlis ref nr 1524563341",
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    {
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      "normalized_merchant_cluster": "übertrag auf 0258 9174 2003 gasser melanie marlis ref nr 1549742311",
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    {
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      "normalized_merchant_cluster": "übertrag auf 6484 4816 2002 gasser marcel und gasser melanie marlis ref nr 1436684748",
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    {
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    {
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    {
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      "normalized_merchant_cluster": "übertrag von 6484 4816 2001 gasser marcel und gasser melanie marlis ref nr 1530074377",
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  ],
  "active_categories": [
    {
      "category_id": "bcat_food_household",
      "name": "Essen & Haushalt"
    },
    {
      "category_id": "bcat_eccbd333bd79493b",
      "name": "Lohn Marcel"
    },
    {
      "category_id": "bcat_children_family",
      "name": "Kinder/Familie"
    },
    {
      "category_id": "bcat_travel",
      "name": "Ferien/Reisen"
    },
    {
      "category_id": "bcat_incomelohnmelanie",
      "name": "Lohn Melanie"
    },
    {
      "category_id": "bcat_saving_investing",
      "name": "Sparen/Investieren"
    },
    {
      "category_id": "bcat_expenseversicherungenwohnen",
      "name": "Versicherungen Wohnen"
    },
    {
      "category_id": "bcat_957f6173b4654252",
      "name": "Gratifikation"
    },
    {
      "category_id": "bcat_expenseversicherungenleben",
      "name": "Versicherungen Leben"
    },
    {
      "category_id": "bcat_expensekrankenkasse",
      "name": "Krankenkasse"
    },
    {
      "category_id": "bcat_73be2f95230c462c",
      "name": "Sonstige Einnahmen"
    },
    {
      "category_id": "bcat_expenseautomelanie",
      "name": "Auto Melanie"
    },
    {
      "category_id": "bcat_incomerückerstattungen",
      "name": "Rückerstattungen"
    },
    {
      "category_id": "bcat_housing",
      "name": "Wohnen"
    },
    {
      "category_id": "bcat_expenseelektronischemedien",
      "name": "Elektronische Medien"
    },
    {
      "category_id": "bcat_expenseweiterbildungundmusik",
      "name": "Weiterbildung & Musik"
    },
    {
      "category_id": "bcat_health",
      "name": "Gesundheit"
    },
    {
      "category_id": "bcat_expensehaustiere",
      "name": "Haustiere"
    },
    {
      "category_id": "bcat_taxes",
      "name": "Steuern"
    },
    {
      "category_id": "bcat_expensespenden",
      "name": "Spenden"
    },
    {
      "category_id": "bcat_expensehobbysundselfcare",
      "name": "Hobbys & Selfcare"
    },
    {
      "category_id": "bcat_expenseliegenschaftsunterhalt",
      "name": "Liegenschaftsunterhalt"
    },
    {
      "category_id": "bcat_expenseliegenschaftsinvestitionen",
      "name": "Liegenschaftsinvestitionen"
    },
    {
      "category_id": "bcat_expenseeinmaligeanschaffungen",
      "name": "Einmalige Anschaffungen"
    },
    {
      "category_id": "bcat_expensekleiderundschuhe",
      "name": "Kleider und Schuhe"
    }
  ]
}