{
  "candidate_id": "erf-002-hi-mom-scam",
  "series": "Everyday Red Flags",
  "topic": "Hi Mom / new number family emergency scam",
  "audience": "normal people, especially parents and families",
  "hook": "If your child texts from a new number and asks for money, pause.",
  "core_red_flag": "A family emergency message comes from a new number, creates urgency, and asks for payment or bank transfer before a voice call.",
  "safe_action": "Do not pay in the chat. Call the old number, call another family member, or ask a private question only the real person would know.",
  "takeaway": "New number plus urgent money equals verify first.",
  "comment_cta": "Send this to someone who would panic-text back.",
  "voiceover_script": "If your child texts from a new number and asks for money, pause. This scam works because it uses love, not technology. The message says, Hi Mom, I lost my phone. Then comes the emergency. A bill is due, a card is blocked, or rent has to be paid today. The red flag is not just the money. It is the new number, the urgency, and the pressure to stay in the chat. Do this instead. Do not pay from the message. Call the old number. Call another family member. Or ask a private question only the real person would know. New number plus urgent money means verify first. Send this to someone who would panic-text back.",
  "scene_plan": [
    {"scene": 1, "purpose": "Hook: new-number family text instantly visible", "image": "phone on kitchen counter showing Hi Mom new number payment request"},
    {"scene": 2, "purpose": "Why it feels real", "image": "family photo frame nearby, normal home, worried new phone message"},
    {"scene": 3, "purpose": "Red flag combination", "image": "SMS showing new number, emergency, urgent bank transfer"},
    {"scene": 4, "purpose": "Safe action 1", "image": "phone dial screen calling old saved number, not paying in chat"},
    {"scene": 5, "purpose": "Safe action 2", "image": "family group/contact list, verify with another family member or private question"},
    {"scene": 6, "purpose": "Takeaway/share", "image": "simple note on phone with rule and family safety cue"}
  ],
  "visual_policy": "High-quality realistic AI images only plus text-only active-word subtitles. No arrows, circles, boxes, UI frames, progress bars, or explanatory overlays."
}